How it works if both have same insurance company?
Posted by admin on January 23, 2010Car Insurance company pay for accident damage and try to get it back from opponent’s insurance company if he is in fault.
But what they do if both driver have the same insurance company?
Then they just subrogate internally.
Some companies assign each file to a separate adjuster. For you, as a customer, that can be a bit of a pain because you will have to give a recorded statement to each adjuster for their file.
Other companies will assign both files to the same adjuster. That’s easier on you, as a customer, because the adjuster only does one investigation and applies the liability decision to both files.
Posted under Insurance company
Even though both persons might have the same parent company, they will have different accounts and perhaps different agents.
It’s like asking "Can I write a check on my Bank of America account to someone else who also has a Bank of America account? Where do they take the money from?"
References :
Then they just subrogate internally.
Some companies assign each file to a separate adjuster. For you, as a customer, that can be a bit of a pain because you will have to give a recorded statement to each adjuster for their file.
Other companies will assign both files to the same adjuster. That’s easier on you, as a customer, because the adjuster only does one investigation and applies the liability decision to both files.
References :
Insurance Adjuster
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