Auto Insurance

It’s all about your car insurance



Archive for the ‘Car insurance’ Category

What is the average cost of car insurance for teens?

Posted by admin on March 8, 2010

Im planning on getting my car soon. It’ll be an old used car. Im 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Try this site

http://www.usainsurancequotes.net/

here you can compare quotes from different companies in your area.

What is the best car insurance company, who wont judge on speeding fines and convicions?

Posted by admin on March 5, 2010

I have contacted many car insurance companys, RACV, Aami, Budget direct, and none will give me insurance, because i have a bad recored with speeding, lost my licence a few times and have been convicted of a crime. does anyone know any company that will help me?

Try this site

http://www.usainsurancequotes.net/

here you can get quotes from different companies.

What is the best car insurance around?

Posted by admin on February 28, 2010

I am planning to enroll my new car. I want a complete coverage but at a reasonable cost. I don’t wanna be spending too much just for my car insurance. Help please…Thanks a lot.

Just get a quote from insurers you get from yellow pages,. the internet, the TV, the radio.
Just don’t go for the first price they quote you but spend a few days collecting data.

How can car insurance be sexist but not other things? Could insurers change more based on race?

Posted by admin on February 26, 2010

Statistics show young men have more accidents so naturally they will pay more for car insurance. IF statistics showed one race got in more accidents or one race had their cars stolen more could insurance companies legally charge more to them? Serious answers only, please.

Car insurance is not "sexist". It does, however, base it’s rates on proven statistical data. Unfortunately, insurance is the one business that must decide how high their experenses will be BEFORE they incur the costs. There can be no profit if it’s just a guessing game. Once the statistics are verifiable, they must be submitted to the insurance commissioners of that state to be approved before the rates can be released to the company to be used.

If there was a capability to determine someones exact race 100% and there was statistical data to back the rate structure based on any particular races driving habits, I believe there would be scaled rates based on race.

Currently rates are based on marital status, age, occupation, credit history, claims data, sex, type of vehicle, frequency and reason for use of vehicle and multiple other factors.

How do I find out which insurance company I last held car insurance with?

Posted by admin on February 19, 2010

My car insurance expired a year ago. I didn’t renew it as I had a company car. I now have my own car again and need proof of my no claims. However, I can’t remember which company I was insured with and can’t find the old insurance certificate!

There are a number of things you can do to find your car insurance coverage history & claim history:

* Look through old bank statements / credit card statements. Because there’s usually a company name in the description line for your payments, you can probably find out which auto insurance company covered you at that time.
* Contact your local DMV - your DMV may be able to tell you about your previous insurer, but with no claims… maybe not. Here’s a site that lists direct links to US DMV websites: http://www.dmvlist.com
* Get a CLUE Report - a report from this site will outline your claim history for vehicles / property for your future insurer. If the other options fail, this would be the way to go. You can find out more information here: https://www.choicetrust.com though, I’m really unfamiliar with it.

The last may be more what you’re looking for, but checking bank statements and credit card statements may be faster and cheaper.

Will car insurance offer a jump start to my car?

Posted by admin on February 16, 2010

My car doesn’t ignite and I’m guessing the battery is out. Will my car insurance company be able to come over and jump start my car? I use Farmer’s btw. Otherwise what’s the best solution?

Only if you have tow service included with your auto insurance package. Some companies include it by default (though they charge extra for it), but I’m sure with Farmers and other big companies you’ll have to opt in to that service. You can check with your insurance company, and they’ll be able to tell you right away whether you have it or not.

Also, don’t start a tow package just for this situation unless you’re ok with leaving your car sitting for a few days, at least. Especially with auto insurance tow packages, there’s a delay time between when you set it up and when you can actually file a claim. AAA may be like this as well, but it’s worth checking into because it has other benefits.

The best, and cheapest, solution would be to have somebody jump you — a friend or relative, ideally.

You can also call a tow company, but it’ll be cheaper for you to go out and buy a new battery. You could also go to a car-parts store, or a store like Walmart and purchase a battery charger / jumper — they charge your battery but also help to boost the juice enough to start your vehicle. This option could also be cheaper than hiring a tow truck. However, if this is your only vehicle… your options are likely limited to what I’ve listed here.

Usually, tow packages added onto your auto insurance are relatively cheap — $5 per month or there about. Unless you have something else, like a AAA membership, it might be worth considering because it can save you a lot of money in situations like this.

What is the car insurance company that offers 40% off for teenagers?

Posted by admin on February 11, 2010

What is the car insurance company that offers 40% off for teenagers if they dont use the car later than 11.00 at night , ive heard eople go on about it but cant find it! Or if you no any other ways can get cheaper car insurance , im 18 and they all seem to cost a bomb!

that insurance scheme using a tracking device to verify whether you will use it between certain hours or base it on the number of miles and roads used, was piloted by Norwich Union and has not yet been released publically, to my knowledge!

I’ve found some helpful info here too:

http://carinsurance.yoll.net

Good luck.

car Insurance?

Posted by admin on February 9, 2010

i need help pickin out insurance for ma car,
what would b the cheapest simpilist insurance?
Im a teen 17yrs

The cheapest is the one you have found yourself after you have checked out about 15 insurers and know which one asked you the least money based on your details.
Comparison sites will simplify this task for you but you’ll still have to check a few. It’s the same as buying a car, the more you research around and look at different cars, the better deal you will get.
I’ve bookmarked this sites to go back to…
http://finance.ebookorama.com/ukusa-selected-resources.php
http://gsx1.com/InsuranceComparison.html
just fill in the form, see what they ask, write it down, see a few more, the more legwork you do the more chances there are you’ll save some money.
Look for more comparison sites in google, too.

What can i do if a car insurance company refunds your money?

Posted by admin on January 17, 2010

What can i do if a car insurance company tells you they will refund your money when you get in a accident, and your car is the one who needs to be fixed?And you were covered by them at the time?

You left out a lot of details and we don’t know where to start.

Either you are covered by a policy, or you are not. If you are covered by a policy, it would be in writing, unless it was cancelled retroactively due to non-payment.

If your car is the one that got damaged, only "collission" insurance (i.e. comprehensive) will cover your own damages.

So include some details.

What is the best company for car insurance?

Posted by admin on January 15, 2010

I think I pay way too much for car insurance right now and I have no tickets on my record. I want to switch too a cheaper company. The monthly payment is killing me. Anybody know of a really cheap company I can switch too?

yeah DUDE, use yellow pages. You’ll be surprised.

give me high FIVE DUDE! I just made you money!